There are times when no matter how much you’re saving, money is still tight. If you’ve had an unexpected expense or your monthly paycheck has been delayed, it can be worrying. When you need extra money quickly, you could always consider a small personal loan. Visit fast money car title loans website to see if you could take out a loan and get some extra cash fast.
In the meantime, here are five easy ways to further cut down on your spending to stretch your paycheck and make your money last.
1. Make Your Own Food
Eating out or getting takeout delivered is fun and delicious, but it’s also an expensive habit. You could save big money by cooking your own food rather than eating out. It’s easy to make multiple portions of a meal for just a few bucks, so do this instead of spending $10 plus tips for dinner every day.
Buy some plastic containers and take a packed lunch into work every day, and make coffee at home rather than buying out. The savings you’ll make might seem small at first, but you could end up saving hundreds of dollars over the course of the year.
2. Stop Buying Bottled Water
The average bottle of water costs $1.29. If you buy just one every day for a year, that will add up to over $470. Buy a reusable bottle and a water filter for your refrigerator at home. Fill the filter from the faucet and keep it in the fridge; you’ll have delicious cold water available 24/7. You can then use the filter to fill your water bottle to take out with you.
The annual savings are huge, and you’ll also be reducing your reliance on single-use plastics, so you’ll be helping the environment too.
3. Use Moneyback Services
Every time you make a purchase online, you could be getting money back for free simply by using a cashback site. Before you buy something, search on the sites to see if you could get any money back. The site will track your purchase, and within a few months, you’ll receive a percentage of the amount you spent back. So, if you spent $20 and the offer was for 3% cashback, you’ll get 60 cents back in your account.
It may not seem like much, but getting money back each time you make an online purchase can add up quickly.
4. Walk to Work Once a Week
Driving can be an expensive habit. Gas prices are high, and parking can be pricey, so start walking (or cycling) to work once a week to cut down on your transportation costs. It’s better for your health to get some exercise, and it might not take as long as you expect once you adjust to finding a parking space. Try it, you might love it!
5. Buy Secondhand Clothes
Instead of buying everything new, you could save money by buying secondhand clothes. Browse secondhand sites and apps and look in thrift stores. You’ll find a treasure trove of pre-loved items that you can use, and you’ll save big money doing it. It’s easy and fun!
Try these five simple techniques to reduce your spending without having to go without. You’ll be amazed at what you can save.