Tag Archives: travel

Personal Finances After A Big Move

A Guide For Taking Care of Your Personal Finances After A Big Move

You have undoubtedly been told at one point or another that you need to take care of your personal finances, but when you are considering moving to somewhere like Spain, it is more important than ever that you become more financially responsible.

Learning this skill will not only benefit your life now and make it easier when preparing to move, but for the rest of your life as well. After all, you don’t want to spend all of your thoughts and energy on figuring out how to get out of debt. The fact of the matter is, you shouldn’t allow yourself to enter debt in the first place, or if you do, you must pay it off sooner rather than later.

Getting the right job
Your first order of business should always be to get the best possible job when you move to your new area. In other words, you need to find a career path that you love, and that will also sustain your way of life. You need a consistent stream of income, after all.

Know what your expenses are
You should always track your spending habits, as that will also help you realize what your expenses are in the first place. A large chunk of your money will undoubtedly go towards food and paying for your monthly bills, but what else?

Learn how to save and budget
The key elements that you must learn are how to save and budget accordingly. This will likely take some time to get accustomed to, and it will go hand in hand with learning how to live within your means.

There is a difference between needs and wants, and you should focus your attention more on what you need if you’re going to be financially responsible.

Open up a bank account
In order to keep proper track of all your finances, you should open up a bank account. Moreover, if you ever need to take out a loan, you will need to have a line of credit open such that financial institutions can take a look at your credit ratings.

Now, imagine a scenario where you need a loan, whether it’s for your house, a car, or even a medical emergency, but you can’t get one because you have a bad line of credit. You will need to bring up your credit score, and another type of card to do this, otherwise known as unsecured credit cards.

Of course, you should always pay off any outstanding debt that you have, but you nonetheless need a solution for emergency situations where you desperately need to improve your ratings. The good news is that there are always online financial institutions that will provide you with this type of card; you only need to apply for it.

Since you have the option, why wouldn’t you want to learn how to be financially responsible? This will improve your day-to-day life in a number of different ways. For starters, you will be able to reduce the stress of not being able to make ends meet.

On the other hand, even your relationship with your loved ones will improve, as the topic of finances can often bring about arguments if you are unable to properly pay the monthly bills. Ergo, the sooner you understand the importance of being money conscious, the better your life will be.

hip guide to Atlantic City

The Hip Guide to Atlantic City

The largest city on the Shore, Atlantic City may have the nickname “Vegas on the East Coast,” but if you think it’s all busloads of pensioners and penny slots, think again! The glamorized, Prohibition-era Atlantic City as depicted in the smash HBO series “Boardwalk Empire” may be a work of fiction, but there’s still plenty of luxury to find here, and yes, you can take a ride along the boardwalk in a traditional rolling chair.

Accommodations

Uber-chic hotels may not immediately spring to mind when you think of Atlantic City, but rest assured, you can sleep in style here.

All the major casinos have hotels, but we think the Rendezvous Tower at the Resort Casino Hotel deserves a special mention. Standard rooms at this 27-story hotel start at over 500 square feet, giving you all the space that you could need during your stay.

Situated in the center of the Atlantic City boardwalk, the historical and statuesque Claridge Hotel is one of the last “architectural masterpieces” originating from the boardwalk days of the 1920s and 1930s. This old dame is still full of the refined glamor that attracted icons like Princess Grace of Monaco, Al Capone and Marilyn Monroe to its doors. Tastefully remodeled throughout, it caters to the needs of 21st-century travelers, but you can still get a glimpse of the old days in its two original ballrooms.

Casinos

If you visit Atlantic City, you must spend time in at least one casino, though a major concern that brick-and-mortar casinos have faced is increased competition from online operators, who provide enticing bonus codes and free spins offers that draw in new customers. However, the casinos here in Atlantic City are still going strong, and you can find everything from classic gaming parlors to mega-resorts with extravagant spas.

One of the longest-running casinos on the boardwalk, Caesars Atlantic City, which, much like its Vegas counterpart, is a super-sized and super-kitsch powerhouse. Decked out in that unique mixture of ancient Greek and Roman- “inspired” decor, Caesars is one of the best places to go for some good old-fashioned casino gaming. If you can drag yourself away from the casino floor, there’s The Playground mall to discover. Built on a 900-foot pier over the ocean, this is a shopper’s paradise with luxury stores like Gucci, Burberry and Tiffany & Co. If you get hungry, you can treat yourself to some great British grub at Gordon Ramsay’s Pub & Grill.

The Water Club at Borgata, on the other hand, is pure luxury, from its 800 rooms and suites to its decadent, two-story spa. This $400 million development spans 43 stories in which you’ll find the previously mentioned Immersion Spa, three urban loft residencies, heated pools and a selection of designer boutiques. As you would expect, the casino at the Borgata attracts the high-rolling crowd, which makes for a thrilling night at the tables.

Entertainment and Nightlife

Once the sun goes down, and after you’ve witnessed the spectacular sunset from the beach, there’s still plenty to see and do in Atlantic City.

Still going strong despite being almost 90-years-old, the Boardwalk Hall arena is always a venue with a diverse calendar of all-around sporting entertainment. Now the official home of New Jersey’s premier AFL team, the Atlantic City Blackjacks, a highlight of the 2019 calendar includes the SHOWTIME Women’s’ Middleweight Championship battle between Claressa Shields and Christina Hammer in April.

There are also some great comedy nights taking place regularly in different venues throughout the city. The Atlantic City Comedy Club is the premier weekly night venue, but it’s also worth checking out Howie Mandel’s Comedy Club at the Hard Rock Hotel Casino and the Borgata Comedy Club.

Even though Atlantic City may not produce the year-round extravaganzas that Vegas does, you can still check out a world-class gig or performance here. Mariah Carey, Lionel Richie and the comedian Sinbad are some of the big names coming to Atlantic City this year, and the city’s classical ballet company, the Atlantic City Ballet, will dance a season that includes performances of “Romeo & Juliet” and “Sleeping Beauty.”

Whatever show you decide to take in, finish off the night at one of the many nightclubs in the city. Our favorites include Boogie Nights at the Tropicana, Anthem Lounge and Red Room.

SKYPRO

Valentine’s Day 2019 Hip List Pick: SKYPRO

#HipNJ’s Maria Falzo is here to tell you about the latest Hip List gift pick for Valentine’s Day: SKYPRO!

Available at Zappos.com, SKYPRO is the leader in footwear for frequent flyers, professionals, and the aviation service industry. They are celebrating their 10th Anniversary by expanding as a lifestyle brand into the U.S. via Amazon, Shoes.com, ShoesCentral, and Zappos. Each style for men and women are handcrafted in Portugal to the highest standards earning them an IATA Certification – the world’s first and only certified footwear for aviation professionals. Consumers can trust that these shoes are the most comfortable, taking them through travels in style.

PS – the ingenious part – they are airport-friendly – no security alarms triggered – EVER! SKYPRO will take men and women through their travels easily as well as through their everyday lives.

For more information, visit WearSkyPro.com/us.

Want to win one of your own? Here’s how to enter our giveaway:

1) Follow #HipNJ on Facebook, Twitter, Instagram and LinkedIN.
2) Find our SKYPRO contest post.
3) Refer to the post’s rules. 

Cupid will be picking all of our Hip List Valentine’s Day winners on February 12th.

Good luck!